Life is about living each day in the moment, but as life can be challenging, it’s helpful to be prepared for the unknown.
Taking out life insurance is a daunting experience because of the different products that are often complex and difficult to compare, and with long application processes.
“We are client-centric in everything we do, across multiple channels,” says Investec Life Head Product Actuary Sinenhlanhla Nzama.
“We do extensive research into client behaviours so we can better cater to their needs. Investec remains a high-tech, high-touch business, delivering great people when you need them and great technology when you don’t. Integrating our life offering into Investec’s broader One Place™ proposition means solution and convenience anchor everything,” Nzama adds.
At every stage
Investec Private Banking offers the right cover for individuals and families, including customisable life, income protection, disability, severe illness, funeral cover and mortgage protection cover. You gain access to this through a Private Banker on the Investec online digital platform or through specialist advisers trained to provide appropriate advice tailored to your needs.
And because nothing ever stays the same as we navigate life, your life insurance shouldn’t either. You could be starting your career, getting married to the love of your life, feeling settled and ready to take the big step of starting a family or looking to provide liquidity for an estate. No matter your life stage, you’ll get personalised cover at every stage of your journey.
“We’re challenging the insurance status quo by highlighting what clients really need instead of just making a sale,” says Nzama. “It’s about meeting clients’ individual needs at various life stages at a reasonable cost and ensuring they keep direct control.”
Since its launch, Investec Life has issued cover worth more than R3 billion and a large uptake has been in Mortgage Protection Cover, a product unique in South Africa – where premiums adjust down monthly as clients pay off their home loan.
“Investec Life is made for you. We provide comprehensive financial solutions, technology and processes when our clients want it, and how they want it,” concludes Nzama.
Investec Life Limited is an authorised Financial Services Provider 47702.